CII Diploma in Regulated Financial Planning

Built by someone who passed all five CII exams in 3 months while working two jobs

✓ R01 · R02 · R03 · R04 · R05 The same mock exams I used. Now available to you.

1,000+ questions across all five exams, mapped to official CII learning outcomes. Updated monthly. £12.99/month.

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FREE Free cheat sheets for every exam — R01 to R05 & Now CF6→
1,000+ Questions total
5 Exam modules
60min Timed conditions
Monthly New questions

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Answer a real question. Get the explanation. Then decide.

R01 — Financial Services, Regulation & Ethics · Question 4 of 200
Question 4 · Learning Outcome 1.2
Under the FCA's Consumer Duty, which of the following best describes the 'Consumer Understanding' outcome?
A
Firms must ensure all communications are sent via regulated channels only
B
Consumers must be able to understand the information they receive to make informed decisions
C
Firms are required to obtain written confirmation of understanding from all clients
D
All financial communications must be reviewed by the FCA before distribution
Correct — B is right. The Consumer Understanding outcome requires that firms communicate in a way that enables customers to make informed financial decisions. It's about the customer's ability to understand, not the channel used, written confirmation, or FCA pre-approval — those are common distractors in this topic area.

All five exams. One subscription.

£12.99/month gives you unlimited access to every module — 200+ questions per exam, randomised every attempt, updated monthly.

R01

Financial Services, Regulation & Ethics

The regulatory framework, FCA conduct rules, ethics principles and consumer duty obligations.

200+ questions
60 mins
11 learning outcomes
R02

Investment Principles & Risk

Asset classes, portfolio construction, risk profiling, collective investments and market dynamics.

200+ questions
60 mins
9 learning outcomes
R03

Personal Taxation

Income tax, capital gains tax, inheritance tax, tax-efficient wrappers and planning strategies.

200+ questions
60 mins
4 learning outcomes
R04

Pensions & Retirement Planning

Defined contribution, defined benefit, SIPPs, pension drawdown and annuities.

200+ questions
60 mins
8 learning outcomes
R05

Financial Protection

Life assurance, income protection, critical illness, business protection and trust arrangements.

200+ questions
60 mins
All learning outcomes
CF6

Certificate in Mortgage Advice

Mortgage regulation, house-buying process, valuation, affordability, mortgage products, equity release, and SDLT calculations.

75+ questions
60 mins
15 learning outcomes

Free cheat sheets + 10 practice questions

Every learning outcome for each exam, plus 10 real practice questions. Free — just enter your email.

cf6
Mortgage Advice
All learning outcomes.

I passed all five CII exams in 3 months — while working two jobs

I work full time in financial services. On weekends I work as a chef. Finding time to study wasn't easy — so I had to be ruthlessly efficient about how I revised.

I sat the exams in reverse order, starting with R05 and ending with R01. I built my own mock exams to test myself as I went — and I used them to pass every single one.

Those are the same mock exams you'll find on Path2Adviser today. I didn't build this to sell something — I built it because it worked for me, and I want it to work for you.

Step 01
Skim read the content
Get a broad understanding before going deep. The cheat sheets are perfect for this.
Step 02
Start mock exams early
Don't wait until you feel ready. You learn far more from getting questions wrong than from reading.
Step 03
Focus on weak areas
Use your scores to identify where you're losing marks. Plug those gaps — not what you already know.
Step 04
Read the cheat sheet daily
Even 10 minutes a day makes a huge difference to retention over weeks.
Step 05
Specimen papers last
A few days before the exam, sit the official CII specimen papers. By then you'll be well prepared.

Built on the method that actually worked

📋
1,000+ questions, all mapped
Every question maps directly to official CII learning outcomes. New questions every month so you never run dry.
Real exam pressure
A 60-minute countdown keeps you honest. Build the habit of working under time pressure before exam day.
💡
Explanations that teach
Understand why each answer is right or wrong — not just what the right answer is. This is how retention happens.
📱
Revise anywhere
Desktop, tablet and mobile. Wherever you have 10 minutes — commute, lunch break, between shifts.

Real results from real candidates

People preparing for the same exams you're sitting right now.

Passed R04 first time. The questions felt very close to the real exam — closer than anything else I used. The explanations actually taught me the material rather than just telling me the answer.

JH
James H.
Trainee Financial Adviser · Passed R04
Passed with 78%

I'd been struggling with R03 taxation questions. Two weeks of Path2Adviser and I passed with 78%. The randomised question banks meant I couldn't just memorise — I had to actually understand.

SC
Sophie C.
Paraplanner · Passed R03

At £12.99 a month this is an absolute no-brainer. I cancelled after passing R01 and R02 back to back. Would have cost me ten times as much with the big revision providers.

MT
Michael T.
IFA Admin · Passed R01 & R02

One simple price. Full access.

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