CII Diploma in Regulated Financial Planning

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R06
Exam in 14 days · 30 June 2026

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Both June 2026 case studies (Daniel & Abby · Alan & Nadira) — full model answers, SWOT analysis, Top Tips & Technical Notes. 37 pages. Instant PDF download. 2025/26 tax year.

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Exam: 30 June 2026

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R01 — Financial Services, Regulation & Ethics · Question 4 of 200
Question 4 · Learning Outcome 1.2
Under the FCA's Consumer Duty, which of the following best describes the 'Consumer Understanding' outcome?
A
Firms must ensure all communications are sent via regulated channels only
B
Consumers must be able to understand the information they receive to make informed decisions
C
Firms are required to obtain written confirmation of understanding from all clients
D
All financial communications must be reviewed by the FCA before distribution
Correct — B is right. The Consumer Understanding outcome requires that firms communicate in a way that enables customers to make informed financial decisions. It's about the customer's ability to understand, not the channel used, written confirmation, or FCA pre-approval — those are common distractors in this topic area.
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R01

Financial Services, Regulation & Ethics

The regulatory framework, FCA conduct rules, ethics principles and consumer duty obligations.

364 questions
60 mins
11 learning outcomes
R02

Investment Principles & Risk

Asset classes, portfolio construction, risk profiling, collective investments and market dynamics.

249 questions
60 mins
9 learning outcomes
R03

Personal Taxation

Income tax, capital gains tax, inheritance tax, tax-efficient wrappers and planning strategies.

239 questions
60 mins
4 learning outcomes
R04

Pensions & Retirement Planning

Defined contribution, defined benefit, SIPPs, pension drawdown and annuities.

253 questions
60 mins
8 learning outcomes
R05

Financial Protection

Life assurance, income protection, critical illness, business protection and trust arrangements.

227 questions
60 mins
All learning outcomes
R06

Financial Planning Practice

Full case study analysis pack for June 2026 — both case studies, model answers, SWOT, Top Tips. One-off purchase.

Both case studies
37 pages
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CF6

Certificate in Mortgage Advice

Mortgage regulation, house-buying process, valuation, affordability, mortgage products, equity release, and SDLT calculations.

319 questions
3 hours
15 learning outcomes
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Career in Financial Planning

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cf6
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R01
Financial Services & Regulation
364 questions · 11 LOs
R02
Investment Principles & Risk
249 questions · 9 LOs
R03
Personal Taxation
239 questions · 4 LOs
R04
Pensions & Retirement Planning
253 questions · 8 LOs
R05
Financial Protection
227 questions · 7 LOs
CF6
Certificate in Mortgage Advice
319 questions · 16 LOs
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